Who Is Eligible?
You and everyone in your family over 5 years old and under age 60. The policy is not available for permanent residents of USA.

Issue Provisions
Issue ages: From 21 years of age up to 60. Dependent children from age 5 up to 16, or age 25 if full-time students.

Summary of Coverage
Disability Coverage: Monthly Benefits up to $10,000.00 a month, per insured, payable for a maximum of 36 months. Example: Benefit amount of $5,000.00 equals $60,000.00 a year for 3 years if continuously disabled.

Disability Lump Sum payment of 100 times the monthly benefit if you are still disabled after the monthly benefits have been exhausted. Example: If monthly benefit is $5,000.00, then a lump sum of $500,000.00 (Half a Million Dollars) would be paid.

Accidental Loss of Use Coverage: Monthly Benefits up to $5,000 a month, per insured, payable for 36 months. Example: Benefit amount of $5,000.00 equals $60,000.00 a year for 3 years if continuously disabled. Then an Accidental Loss of Use Lump Sum of 30 times the Accidental Loss of Use Monthly Benefit will be paid. Loss of Use Benefits are not paid in addition to the Disability Benefits.

How Much Insurance Can I Buy?
For you and your spouse coverage can be bought in the amounts of:
$1,000.00 per month, in increments of $1,000.00 up to the amounts shown above.

For your children:
• From age 5 to their 16th birthday: $1,000.00 per month
• Over 16 years old and up to age 25, if full-time students: $5,000.00 monthly.

When Will My Coverage Become Effective?
If MWAII approves your application on or before the 15th of the month, coverage will be effective on the first day of the following month. If your application is approved after the 15th of the month, coverage will be effective on the 15th of the following month.

Once MWAII has approved your application, you will receive your policy.

Now that you realize the importance of the "Cash Value Executive Disability Plan," go ahead and complete the
application and return it to your broker/agent along with the premium due. DO NOT MISS THIS OPPORTUNITY!!

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Note: This is a partial summary of the coverage, benefits, conditions and exclusions. 
For a detailed explanation, please refer to the policy document and ask your agent.