A common sense disability policy:
The Executive Disability Plan and
The Cash Value Executive Disability Plan

The U.S. National Safety Council 2001 statistics show there were 20,400,000 disabling injuries as a result of accidents. This means that there was a disabling injury happening every 1.5 seconds! Becoming disabled by a terrible illness such as: Cancer, Stroke, Paralysis, Muscular Dystrophy, Alzheimer or Multiple Sclerosis; this is even more likely than an accident. These statistics are very similar in Latin America. Women are more likely to become disabled for both, accidents and illnesses, except men over 62 years of age. What would happen if you, your spouse or any of your children succumbed to a disability, which prevented you or them from doing the everyday things of normal family life? How could you cope with the care they would need? During the time it has taken you to read this far, 25 persons have suffered a disabling injury. Morgan-White Administrators International, Inc. (MWAII) has searched for a practical way of helping you maintain your family's well being, should the unthinkable happen. MWAII provides the solution with a guaranteed income paid for 3 years and then followed by a lump-sum payment. The Executive Disability Plan underwritten by Certain Underwriters at Lloyd’s, London and The Cash Value Executive Disability Plan underwritten by AmFirst Insurance Company, Ltd.

The Executive Disability Plan will provide the coverage to take care of you and your family with a disability benefit, and you will be covered 24 hours a day, 7 days a week, 365 days a year.

Financially, a disability can be worse than death, since living expenses continue and may even increase due to the need for specialized care. The Executive Disability Plan provides cash benefits for you and your family members.
The Executive Disability Plan covers you regardless of your employment status; it covers your spouse, whether while working or not, and it even covers your children if they would need skilled care. In the event of a disabling injury, the policy will provide you with the resources to give you peace of mind, knowing that they will be taken care of. The Executive Disability Plan would provide financial help to offset the cost of looking after them. There is not another policy like this anywhere!
Now we have included an Accidental Loss of Use Benefit.

Read the information on this site carefully. Learn about the available options. Decide how much you wish to buy and whom you want to insure: you, your spouse, your children. Sign up. It is that simple.

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Note: This is a partial summary of the coverage, benefits, conditions and exclusions. 
For a detailed explanation, please refer to the policy document and ask your agent.